This insurance is prescribed by law in order to cover damage which you cause with your vehicle. Without MTPL, you cannot drive your car without risking a high penalty. You would find it extremely difficult to pay for damages if you caused a serious accident or worse still if you cause someone serious injury.
MTPL also protects you abroad.
MTPL arranged in AAA AUTO can include:
Even the best driver can find himself in a situation which ends in a crash, the aftermath of which MTPL alone will not protect you against. This does not cover damage to your car at all. Nowadays, even a simple moment of clumsiness when parking can cost you several hundreds of euros. The danger exists every day that you yourself will do damage to your car or that it will be stolen, destroyed by vandals, or that you will have to wait without a car for several weeks until a complicated accident is settled. Fully comprehensive insurance is fully variable and can be used to cover all risks.
Fully comprehensive insurance arranged in AAA AUTO can include:
If an insured event occurs, a monthly allowance is paid out or a one-off indemnity payment is provided.